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Life Insurance Needs Calculator

The DIME method: how much coverage your family actually needs today.

Annual income

$

Years to replace income

Total debt (mortgage + loans)

$

# of children to fund college for

Estimated at $100,000 per child.Final expenses

$

Typical estimate: $15,000.Existing life insurance

$

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Lifespan Wealth Partners is a licensed insurance producer. We are not a registered investment adviser. Nothing on this site is investment, tax, or legal advice. See our Compliance & Disclosures page for full regulatory information.

Lifespan Wealth Partners provides educational information regarding life insurance, annuities, health insurance, and long-term care products. The information presented on this website is for educational purposes only and is not intended as tax, legal, investment, or financial advice. Insurance and annuity products are offered through licensed insurance professionals and are subject to underwriting approval, product availability, and applicable state regulations. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance carrier. Please consult a qualified professional regarding your specific situation. © 2026 Lifespan Wealth Partners. All rights reserved.